COUNTRY AND INLAND Property
SPANISH INLAND PROPERTIES
Orbit Properties are an
English speaking estate agency that offer a personal property finding
service to locate real estate in the Andalucian countryside.
We
started by sourcing Spanish Fincas and other good value properties in
Spain, to meet our clients needs, in the early 1990´s. Things have
changed dramatically since then, as have the prices!
Where as,
the only things you could find on sale away from the coast were old
Spanish houses, nowadays many builders – both big companies and
small independents – have taken up to the idea of building a new
house in inland Spain for foreigners. These come with all the modern
conveniences and are of a similar design to many of the coastal
properties for sale in Spain.
However, there are still lots of
traditional town houses in Spain that can be purchased at less than
the cost of most villas for sale on the coast. Often, with
considerably more charm, as long as you are not afraid of taking on
renovation.
For those of you, who are looking for investment
properties in Spain, we still can find you lot’s of Spanish
properties to renovate, be they Spanish Cortijos or Farmhouses,
Spanish Ruins to rebuild or just cheap Spanish Apartments and Village
Houses.
After years of searching for rural properties in Spain, we
like to think that we can offer good straightforward advice about
purchasing a home in Spain whether it is a village house to make a
new life in or your dream holiday home in Spain.
In order to find
out more about the different types of property, please view other our
pages for a brief definition and some useful tips to help you choose
the style of property, which will suit you best.
In the last five
years television programmes have featured companies like ourselves,
who have been opening up new areas to the more adventurous buyer.
At
the beginning of the decade, Spanish inland properties meant at least
an hour from the airport, whilst now, buyers are finding their ideal
home is more easily reached from new airports at Granada or Murcia or
Jerez rather than Malaga.
Orbit properties are pleased to offer
for sale, properties in the region of inland Granada, an area which
offers the property hunter wonderful outdoor activities such as
skiing, horse-riding, mountain biking and hill walking, and within an
hours drive the sea and sand of the costas!
VILLAGE HOUSES
IN SPAIN
In many areas of inland Spain the countryside is
sparsely populated with large farms or estates. Landowners were
granted these lands after successful military campaigns. Generally,
the farm-workers lived in small enclaves or villages, since the
security of living in a village made perfect sense, with many of
these white villages being built on a hill close to the
castle.
Constructed largely of stone and mud, with mud floors,
these houses give a feeling of being in a rabbit warren – clustered
together, all higgledy-piggledy - with their narrow winding and
generally climbing alleyways, they are a romantics dream. In the
summer, there is nothing nicer than enjoying their shade and
coolness, and during the wintertime to experience just how cosy their
logfires are!
Being neighbourly, is a way of life in a Spanish
village so do not expect to go unnoticed in your village, it will not
happen. Your neighbours’ will know all about you within days of you
shaking hands to buy your new home and what they do not know they
will invent. The positive side of this is everyone will want to meet
you and help you.
If you try to learn the language, you will
integrate quickly and be welcoming a stream of visitors to your new
home, hopefully all bearing gifts of home made sausages, fresh fruit
or vegetables; and if your really lucky, a friendly Spaniard with a
bottle of the local wine! I tell people this often and I am sure that
no-one ever believes me until they actually move into their new
house. One of my pleasures is that weeks after they have arrived,
bumping into them, and they tell me how friendly the neighbours are,
as if I had never mentioned it!
One of the things you should be
wary of though is noise, the Spanish are not the quietest neighbours,
except during their 'siesta' (afternoon nap) and the teenagers do
love to rev up their scooters and motorbikes.
Cost wise, village
houses are very good value; especially when compared with those
properties built along the coast, they are a bargain.
Orbit
Properties have houses for sale in lots of villages in southern
Spain, from as little as £40,000 completely habitable, and with all
the paperwork in place. Most village houses will require some work
with new bathrooms and kitchens being top of the list. Generally
these renovations are cheaper than in the UK, with many houses
needing little more than a repaint.
As a way to live the real
Spanish life Village houses are a great way to do it and you will
never get lonely in a Spanish village.
SPANISH CORTIJOS
(FARMHOUSES)
The word Cortijo can bring a smile to even the
most hardened heart. Conjuring up images from the cinema or holiday
brochures of sun kissed landscapes, with dirt roads leading into the
distance, all with the background sound of Flamenco, guitar music.
This type of rural, honest country property, with its whitewashed
exterior reflects a simpler, more natural time when most of the food
on the table came from the garden. Man lived in harmony with nature,
getting up at crack of dawn and resting at sundown. You went to bed
with the sun because there was no electric lighting!
Living at
one with nature meant sharing your home with goats and pigs as well
as those noisy poultry. The romance is still there to see and buy
into, and with a good builder and a sensible budget the rural idyll
is still possible. Be aware of segregation problems though as
farmhouses generally come along with lots of land and farming is
definitely hard work. So, if you are looking for a just a farmhouse
and not a working farm, make sure that the property is segregated, or
can be segregated from the thousands of square metres of olives trees
or avocado plantations or asparagus beds, with which the house rubs
shoulders. Most of the properties will leave you plenty of land for
you to stretch your legs, and enjoy a walk around your estate!
The
traditional small farmhouse is becoming increasingly rare in the
Malaga province for example and in areas like Cadiz they always were,
due to the different way of land ownership. The moors tended to
parcel the land out in manageable chunks whereas in areas like
Granada and Cadiz the Catholic Kings gave out great estates to their
generals.
Granada, is one area which we have identified, where
they still seem to abound and although prices are rising inexorably
it is a good hunting ground.
As farmers and farm-workers have
been traditionally wary of any form of authority, many of the houses
have been passed down through family inheritance. So do make sure the
paperwork is in order. As with all Spanish property transactions, we
recommend that you use a lawyer to protect your interests, as a small
fee now could save you thousands later.
Orbit Properties can
still find houses that cost a lot less to buy than they would to
build, all in magical surroundings. Please contact us for full
details of the varied exclusive selection that are currently
available to purchase.
SPANISH RUINS
Buying a
Spanish ruin up until recently guaranteed planning permission to
build a new house, under the guise of repairing the old house. The
fact that the old house consisted of a few stones and a battered
wooden door was irrelevant as the local council wanted people to
re-populate the countryside and the local builder was glad of the
work.
The other great thing was that they generally came with
considerably less land than Cortijos, so if you were not an aspiring
olive farmer this was an excellent option. How quickly things change!
Nowadays you must be very careful about buying an old ruin,
especially in Malaga province where this type of building is actively
discouraged and in the whole of Andalucia where it come under close
scrutiny.
One of the things the Andalucian councils are
insisiting on, is that the property is still inscribed in the local
tax system. Surprisingly, many families are likely to be still paying
rates on an old house that fell down many years ago! These
country-folk are not only slow to start paying tax, but as the taxes
are so low in the countryside they are just as slow to stop!
The
great benefit to buying this type of property is the opportunity that
it presents to plan and design and create your own personal
dream-home; all in wonderful settings, but encompassing all modern
necessities of life. With Orbit Properties as your personal property
finders, you can still pick up one of these bargains!
SPANISH
FINCAS
Finca is a term that many foreign people and even
estate agents use when talking about an old farmhouse, or more
commonly a farm-workers cottage. This is not strictly correct as
finca refers to a plot of worked land. These tend to be olive groves
or almond plantations, which in most of Andalucia many have little or
no construction on them, except perhaps a small agricultural building
to store machinery and tools.
The size of a finca can range
from 1,000 square metres up to hundreds of thousands of square
metres. Generally, fincas of a large size will tend to have a Cortijo
(farmhouse) or other buildings, already standing on them. Many
property sellers and agents can be found offering what are in reality
are building plots but are still calling them fincas.
In
Andalucia, many Spanish families have inherited a finca somewhere in
the countryside, where they traditionally supplemented their income
by harvesting the Olives, fruits and vegetables in the autumn and
winter. The current generation of owners, tend to use them as an
excuse to get away from the bustle of town life during the weekends
and as a place to retreat to for the innumerable Spanish bank
holidays. Many of them have built barbecues and extended the ‘shed’
to include a bathroom, lounge and the occasional bedroom. Until
recently this was done without planning permission, architect, or
even any formal building skills. As it was only for weekend getaways,
who cared if the roof leaked, the lighting was sporadic and the
plumbing erratic. It was after all only used as a weekend getaway. As
for planning permission from the local authorities, weekend fincas
were no sort of drain on the infrastructure, as no-one ever intended
to live there permanently so why would the local mayor, or the Junta
de Andalucia care about a glorified potting shed.
Since, the
recent boom in inland property these recreational escapes have become
a valuable asset, far outstripping the original cost of construction
and are touted as country houses. Not all fincas are such ad hoc
affairs and we have many old farm workers cottages with substantial
plots of lands that we market as fincas - even though the term is not
strictly correct - after all we are estate agents not a Spanish to
English dictionary!
It’s the same old story, as with all
property transactions in Spain, if you do find an agent offering a
finca for sale, make sure that any building on the land is legal.
Make sure that, before you pay a deposit, that your lawyer has all
checked the paperwork and planning permissions; and if it does look
like an overgrown potting shed get a builder or an architect to check
it out for you to make sure that it is structurally sound. Orbit
Properties have a selection of fincas currently available for sale.
Please contact us for further information.
RENOVATING
SPANISH PROPERTY
The old days when you could buy a Spanish
ruin for a few thousand pounds and then get the locals to do it up
for a few thousand more are long gone. Buying a ruin no longer gives
you automatic planning permission in Andalucia.
In the Granada
area, recently identified by us as an up and coming zone for
investment, planners are still fairly flexible but make sure before
you buy, that what you want to do can actually be done! By consulting
a good builder with local knowledge you can get a reliable second
opinion before you commit. So, if you are going down this route be
very careful as to what you buy and from whom.
Building costs
are generally less than in the UK, with labour costing around £50 a
day for a local skilled man. Materials costs usually work out at
around 60% of the price that you would pay in the UK. The British
local builders tend to charge more – based on their assumption that
a foreigner understands neither the language nr the ways and means of
building in Spain - which makes hiring a British jobbing builder a
risky process.
If you calculate around 800 euros per square metre
for work to be done including the planning permissions, but not
taxes, you will not go far wrong. Undertaking the renovation of a
delapidated Spanish property, which needs structural work usually
ends up costing more than building new. The local Townhall will as a
rule require a payment of up to 3% of the value of the work to be
done, in taxes, but as with all Spanish taxes this is on the declared
amount.
Renovation covers a multitude of sins from a basic lick of
paint and a pair of new curtains, to buying a few stones on the
ground where a farmhouse used to be, and restoring it to its former
glory. Given a little vision, some courage tempered with wisdom, then
renovating a Spanish property can offer you an easier and more
hands-on route to achieving your ‘dream’ home in Spain.
Orbit
Properties are able to offer expert advice, based on more than twenty
years experience of building and renovation work in Spain, and can
put you in touch with experienced and qualified Builders, Architects,
Surveyors and of course Legal people. Please contact us for further
information.
BARGAIN (CHEAP) SPANISH PROPERTIES
If
it appears too ‘cheap’ then it probably is; and the real reason
has not been explained to you! I was always taught you get what you
pay for in life and I imagine you were too. It just means you have to
look harder to find what you want.
If you are looking to buy a
Spanish property that offers good, honest value, the key is to look
where others are not yet looking. Orbit Properties provide a
specialist service in finding properties that have not been
discovered by the rest of the crowd, allowing you to purchase before
prices start to rise, as they have on the coast.
Cheap is probably
the wrong word, when what we are all looking for is good value. A
ruin, next to a rubbish dump will be cheap, but it is not likely to
be the best ever house purchase!
Good easy access is important
too if you are looking for a weekend home. A long tiresome drive to
and from the airport, will make a lot of difference as to how much
benefit you get from the house. If you are permanently resident here,
it is not so important to be near to the airport, but maybe you need
to be close to a school or medical centre. A picturesque old
farmhouse, miles from anywhere is a dream-buy, but if it’s a ten
kilometre drive down a dirt track, you may well find the regular
journeys takes the shine off your purchase.
Buying the wrong house
cheaply is the quickest way to waste money.
Whatever you do -
don’t skimp on the legal fees - always use a Solicitor. In Spain it
is not legally required, but Orbit Properties always suggest it is
the sensible thing to do; especially when you consider that buying a
property is one of the biggest and costliest decisions we ever make
in life. If you like to gamble go to the races or take up poker!
Any
estate agent who tells you not to use a lawyer is at best imprudent,
at worst dishonest. Either way avoid them. Beware of in house
lawyers, if an agency offers it’s own lawyer you must be aware of a
possible conflict of interest. You can find lawyers from local
newspapers or from the internet, but a personal recommendation is
usually the better. You should pay between 1 and 1.5% of the value of
the house and with property under 100,000 euros, a minimum fee of
around 1,500 euros, should be the most you should pay. Check what
service you will be getting and which taxes will be paid for you? Do
they arrange your NIE number (essential to pay taxes) and is it
included in the fee? For more information please view our other pages
– buyers guide – or feel free to contact us.
BUILDING
A HOUSE IN SPAIN
At a certain stage in our lives, all of us
dream of building our own home. To actually do so, requires courage,
determination and most importantly, have the funds available. This is
even more relevant in a foreign country, where we know neither the
language nor the rules.
Spain is still, definitely one of the best
places in the world to do this, as costs are lower than back home and
the restrictions, although tighter now than before, are still easier
to deal with than in Great Britain.
The amount of land required on
which to build a single dwelling differs from region to region.
Within each Townhall area, land can be designated as Urban,
Urbanisable, Irrigated Rustic or Dry Rustic. Each designation has
differing rules that apply when building from scratch. Townhall
Planners are still flexible but make sure that what you want to build
will be approved, before you buy the land!
Orbit Properties will
be pleased to advise you on all aspects of the rules and regulations,
applicable to building plots and projects that they offer for
sale.
COSTS
Building costs are generally less than
in the UK, with labour costing around £50 a day for a local skilled
man. Materials costs usually work out at around 60% of the price that
you would pay in the UK. The British local builders tend to charge
more – based on their assumption that a foreigner understands
neither the language nor the ways and means of building in Spain -
which can make hiring a British jobbing builder a risky process.
If
you calculate around 800 euros per square metre for work to be done
including the planning permissions, but not taxes, you will not go
far wrong. Undertaking the renovation of a delapidated Spanish
property, which needs structural work usually ends up costing more
than building new. The local Townhall will as a rule require a
payment of up to 3% of the value of the work to be done, in taxes,
but as with all Spanish taxes this is on the declared amount.
You
will also need an Architect. He will charge around 10% of the value
of the project and will produce a mountain of paperwork on your
behalf.
After starting with a basic study, there then follows
preparation of the full project, which is followed by the
construction itself. Each stage of the planning and construction
process, will need to be approved by local and/or regional councils,
as well as the College of Architects. The council also appoints a
technician to check that your building has been built to the
standards and rules laid down at the time of issuing the building
licence, during the time of construction.
Normally, you will need
a geo-technical survey to guarantee the type and stability of the
ground, and only if you are very unlucky (protected areas of special
ecological interest) an ambiental study is sometimes necessary, to
make sure you will not disturb any protected flora or
fauna.
TIMESCALE
Beware of unrealistic timescales.
If a builder tells you your house will be ready in six months he is
either an optimist, or a liar. Nine months to twelve months is
possible, but will depend upon the size of the project and the
builder / architect that you have chosen. Fifteen months is about
average. So, find a good builder and be patient.
WHERE TO
BUILD
The region to west the Granada, is one of the newer
areas identified by Orbit Properties, for investment in building
plots and projects. General opinion is that prices in this area are
expected to double over the next four years.
So, go ahead and
build your dream-house, but do be careful who you use to build it and
where you build it!
Please contact Orbit Properties for
information of building plots that are currently available to
purchase.
SPANISH GEOGRAPHICAL TERMS
This is a
list of the more commonly used Spanish words to describe places and
situations that you may encounter when looking at buying a property
in Spain.
Aldea -Small village or hamlet
Arroyo -Stream or
small River
Baños -Baths (usually refers to Roman bath or
spa)
Barra -Sand Bar
Barranco -Gully or Ravine or Cliff
Cabeza
-Head or Top or Summit
Cabo -Cape or Coastal point or
Headland
Cañada -Gully or Ravine
Canal -Canal or Strait or
Navigation channel or Conduit
Caño -Water channel or narrow
river
Casa Forestal -Forester's House ( Park Wardens House
)
Castillo -castle
Chaparral -Thicket of oaks
Charco -Pool
or pond
Costa -Coast
Coto -Reserve for game hunting
Coto
Nacional -National Reserve or Park area
Cruz -Cross or
Crossroad
Colina -Hill or Slope
Cueva -Cave
Desfiladero
-Gorge
Ensenada -Inlet or Cove
Ermita -Hermitage
Estación
-Railway or Bus station
Estrecho -Coastal Straits
Fabrica
-Factory
Faro -Lighthouse
Fuente -Fountain or River
Source
Garganta -Ravine
Isla -Island
Laguna -Lagoon or Lake
or Large Pool of water
Marisma -Marsh or area of Swamp
Minas
-Mines
Mirador -Viewpoint
Monte -Mountain Peak
Montaña
-Mountain
Observatorio -Observatory
Parque Natural -Natural
Park or Reserve
Parque Nacional-National Park or Reserve
Portillo
-Narrow Pass
Pozo -Pool or Water deposit
Puerto -Fishing Port
or Mountain Pass
Punta -Coastal point or Headland
Rambla
-Watercourse or stream
Río -River or Stream or Torrent
Ruinas
Romanos -Roman Ruins
Torre -Tower
Salto -Leap or Jump (as in
Lovers Leap)
Santuario -Sanctuary or Shrine
Sierra -Mountain
Range
Tierra -Land or Earth
Vado -Ford ( of river )
Vega
-Fertile plain
Venta -Country Inn
This is not meant to be
an all inclusive list, just the words that we encounter during our
day-to-day searches for country properties.
Orbit Properties, Calle Marbella 9, Fuengirola, Malaga
Tel +34 952580286 Fax +34 952197758
Email: info@orbitproperties.com
Mercantil Registro de Malaga - Tomo3335 Libro 2247 Folio 56 Hoja MA 64054